Cash on delivery is just as dominant across Algeria, Morocco, and Tunisia as it is in the Gulf and Egypt, for the same underlying reason: buyers trust paying on delivery far more than sending money to an unfamiliar small account first.
What differs here
Delivery networks across the Maghreb are more fragmented than in the Gulf, many sellers rely on a mix of local courier companies and personal delivery for nearby customers, so a COD order form that clearly captures a full address and a working phone number matters even more here, since a courier can't easily call ahead to confirm details on the fly.
OTP-verified orders solve a real, common problem: fake or joke orders sent just to see what happens, which cost a courier trip and time either way. Confirming the order with a real phone number before it reaches your fulfillment queue filters that out before it costs you anything.
Set up cash-on-delivery ordering with OTP verification from the start, it's the single biggest lever for reducing wasted delivery trips across the Maghreb.